MuneemJi — Smart Personal Finance Manager & Expense Tracker App for India
MuneemJi is India's smartest personal finance app. Track daily expenses instantly, set smart budgets, split bills with friends, manage loans (lend/borrow), track recurring payments like EMIs and subscriptions, and get AI-powered financial insights — all in Indian Rupees (₹). Available on Web, Android, and iOS.
Key Features
- AI-Powered Expense Tracking — Automatically categorize expenses using AI. Supports UPI, cash, card, and net banking payments. Paste bank SMS messages to auto-create expense entries.
- Smart Budget Management — Set category-wise budgets with recommended percentage allocations (50/30/20 rule). Get smart alerts when approaching or exceeding budget limits. Carry forward unused budgets.
- Split Expenses with Friends & Family — The best Splitwise alternative for India. Split bills for trips, dinners, outings, and group activities. Track who owes what with a clear balance sheet.
- Lend & Borrow Tracking — Track money lent to or borrowed from anyone. Set repayment reminders. Never forget who owes what.
- Recurring Transaction Management — Auto-track monthly EMIs, subscription payments (Netflix, Spotify, gym), rent, and other recurring expenses.
- Financial Insights & Analytics — Visualize spending patterns with charts. See income vs expense trends, category breakdowns, and payment method analysis.
- Data Export — Export all your financial data to Excel/CSV format. Export transactions, budgets, and reports for any date range.
- WhatsApp Integration — Log expenses via WhatsApp bot for quick on-the-go tracking.
- Financial Manifestations — Set financial goals, visualize your dreams, and track your progress towards achieving them.
Affordable Pricing
Monthly Plan: ₹45/month | Yearly Plan: ₹300/year (less than ₹1/day). Start with a free trial — no credit card required.
Frequently Asked Questions
What is MuneemJi?
MuneemJi is a smart personal finance management app designed specifically for Indian users. It helps you track daily expenses, manage budgets, split bills with friends, track loans (lend/borrow), and get AI-powered financial insights — all in Indian Rupees (₹).
How much does MuneemJi cost?
MuneemJi offers affordable plans: Monthly plan at ₹45/month and Yearly plan at ₹300/year (less than ₹1/day). We also offer a free trial to get you started.
Can I split expenses with friends using MuneemJi?
Yes! MuneemJi has a powerful split expenses feature. You can easily split bills for trips, dinners, and group activities with friends and family, and track who owes what. It's the best Splitwise alternative built for India.
Does MuneemJi support Indian Rupees?
Absolutely! MuneemJi is built specifically for Indian users with full support for Indian Rupees (₹), Indian expense categories, UPI payment tracking, and features that matter to Indian households.
Is my financial data secure with MuneemJi?
Yes, your data security is our top priority. MuneemJi uses bank-grade encryption, secure cloud storage, and never shares your data with third parties. We don't require access to your bank accounts.
Can I track recurring expenses like EMIs and subscriptions?
Yes! MuneemJi has a dedicated recurring transactions feature. Track monthly EMIs, subscription payments, rent, and any other recurring expenses automatically.
Does MuneemJi have budget alerts?
Yes! MuneemJi sends smart budget alerts when you're approaching or exceeding your budget limits. You can set category-wise budgets with recommended percentage allocations.
Can I export my expense data?
Yes, MuneemJi allows you to export all your financial data to Excel/CSV format. You can export transactions, budgets, and reports for any date range.
How It Works
- Create Your Account — Sign up for MuneemJi and start your free trial. No credit card required.
- Add Income & Set Budgets — Add your monthly income and set category-wise budgets with smart recommendations.
- Track Expenses Daily — Record your expenses as you spend. AI automatically suggests categories.
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